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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

Student Loans in 2025: Major Repayment Changes Coming: Here's What You Should Know

If you have federal student loans, August 2025 could mark a turning point. Big changes are coming to repayment plans, and if you don’t act, your balance could grow faster than you ex...

July Inflation Report: Your Quick Guide to Winners and Losers at Checkout (Price Changes by Category)

The U.S. Consumer Price Index (CPI) rose 2.7% year-over-year in July 2025, matching June’s pace, according to the Bureau of Labor Statistics. Monthly inflation incre...

OPM COLA 2026: What Federal Workers Need to Know About Next Year’s Pay Boost

The Office of Personnel Management (OPM) has confirmed early details of the 2026 cost-of-living adjustment (COLA), giving federal employees a clearer idea of what to expect next year. According ...

Medicare Makeover: Biden's Boost for Better Care

The recent announcement from the Biden-Harris administration brings good news for Medicare Advantage and Part D beneficiaries as the U.S. Department of Health and Human Services (HHS), through the Centers for Medicare & Med...

New FAFSA Rules for 2026: What Families Need to Know Before Applying

The Free Application for Federal Student Aid (FAFSA) will open on October 1 for the 2026-27 academic year, and this year’s form comes with major changes that could affect how much federal financial aid...

2026 Social Security Work Credit Update: How Much You Need to Earn

If you’re planning for retirement or disability benefits, here’s a key update from the Social Security Administration (SSA): Starting in 2026, you’ll need $1,890 in Social Security–t...

Big Tax Relief for Seniors in 2026: Your Social Security May Go Untaxed

Millions of Americans relying on Social Security could see major tax changes starting in 2026. Nearly 74 million people receive benefits, and many depend on Social Security for more than half of their ...

Social Security for Americans Overseas: Can You Get Payments Abroad?

If you're a U.S. citizen living or traveling abroad, you can usually keep receiving your Social Security payments. Here’s a simple guide to understanding who qualifies and how to get your benef...

$4.25 vs. $7.25: What Teens Must Know About Minimum Wage in 2025

If you’re a teen starting your first job in the U.S., you might wonder what wage you’re legally entitled to earn. Here’s a clear, updated guide on how minimum wage rules apply to young worke...